Investor FAQ

Questions investors ask before they invest.

Who can invest with Bavinchi Capital?

This offering is made under SEC Rule 506(c) and is open only to verified accredited investors. That generally means individual income of $200,000 or more in each of the past two years ($300,000 jointly with a spouse), or net worth over $1,000,000 excluding your primary residence.

Why do I need to be "verified," not just self-certify?

Rule 506(c) allows general solicitation, but in exchange it requires independent verification of accredited status. A checkbox is not sufficient. You will provide documentation, or a letter from a qualified third party, before you can invest.

What is the minimum investment?

$25,000.

What is the target return?

Bavinchi Capital targets a 9 to 11% annual return. This is a target, not a guarantee. Actual results may differ materially, and all investments carry risk, including possible loss of principal.

How long is my money tied up?

The target hold period is 9 to 12 months per deal, considerably shorter than the 5-plus year lockups common in many private real estate offerings.

Is this investment liquid?

No. This is a private, illiquid investment for the duration of the hold period. You should be prepared to hold your investment for the full term and not rely on early access to your capital.

What am I actually invested in?

Your capital is placed in a first-lien position on a residential property with significant equity. That collateral, not a promise of performance, is what secures your position.

What happens if a deal underperforms?

Because the position is first-lien and collateralized, the underlying property provides a layer of protection that an unsecured investment does not have. That said, real estate investing carries risk, including possible loss of principal, and no outcome is guaranteed.

How do distributions work?

Distribution timing and structure are specific to each offering and will be detailed in the offering documents you receive after accreditation verification. Bryan can walk you through the schedule for the current deal on a call.

What tax documents will I receive, and when?

You should expect a K-1 for your investment. Exact timing depends on the structure of the specific offering and will be confirmed in your offering documents. Speak with your tax advisor about how this fits your personal return.

Where does Bavinchi Capital invest?

South Central Pennsylvania. Bryan only invests in markets where he can personally inspect and underwrite the property himself.

Does Bryan invest his own money in these deals?

Yes. Bryan personally co-invests alongside his investors in the deals he brings forward.

Still have a question?

Ask Bryan directly. He answers his own calls.

Book a Call